Personal Loans
Dream big, live bigger! Get the financial freedom you needed.
At NIRAI Corporate Solutions, we believe in empowering individuals to achieve their aspirations with ease. Personal loans are designed to provide quick and flexible financial support for a variety of needs, whether it’s planning a dream vacation, funding a wedding, managing medical expenses, or consolidating debt. With competitive interest rates, minimal documentation, and a hassle-free approval process, we ensure that your financial journey is seamless and stress-free. Trust NIRAI to provide personalized solutions that put your dreams within reach.
Key Features of Professional Loans
Flexible Loan Amounts
Competitive Interest Rates
Quick Approval and Disbursement
No Collateral Required
Flexible Repayment Tenures
Multipurpose Use
FAQ
Personal
Loans
What is a personal loan, and how can it be used?
A personal loan is an unsecured loan that allows you to borrow money without providing collateral. You can use it for various purposes like medical emergencies, weddings, travel, home renovations, or debt consolidation. The flexibility in usage makes personal loans a convenient financial solution for many needs.
What are the eligibility criteria for a personal loan?
Eligibility criteria for personal loans may vary by lender but typically include:
- Age: 21 to 60 years (varies by lender)
- Employment: Salaried, self-employed, or business owner
- Income: Minimum income level as specified by the lender
- Credit Score: A good credit score (usually 650 or above)
- Residency: Proof of permanent or current residence
How much can I borrow with a personal loan, and what is the repayment period?
The loan amount and repayment period depend on factors like your income, credit score, and repayment capacity. Typically, personal loans range from ₹50,000 to ₹25 lakhs, with repayment periods between 12 to 60 months. Some lenders may offer higher amounts or longer tenures based on individual profiles.
