NIRAI provides access to a variety of business loans through our partner banks, including working capital loans, term loans, equipment financing, invoice financing, and business expansion loans. Whatever your business needs, we help you find the right financial solution.

Eligibility criteria vary by bank and loan type. Generally, factors like business turnover, credit score, operating history, and documentation play a role. Our team will guide you through the process to determine the best options for your business.

The approval process typically takes 7–15 working days, depending on the bank and the completeness of your documentation. NIRAI ensures faster processing by helping you prepare and submit all necessary documents accurately.

Commonly required documents include:

• Business registration proof
• PAN card (for business and owner)
• Bank statements (last 6–12 months)
• Income tax returns
• Financial statements (profit & loss, balance sheet)
  We will provide you with a checklist tailored to your loan application.

NIRAI simplifies the loan process by connecting you with multiple banks, offering competitive interest rates, and guiding you at every step—from eligibility assessment to approval. With our expertise and partnerships, you can secure the best loan for your business needs quickly and hassle-free.