Packing Credit Facility
Empowering Convenience for exporters
NIRAI Corporate Solutions offers a specialized Packing Credit Facility designed to provide short-term working capital for businesses engaged in export activities. This facility is ideal for companies looking to finance their pre-shipment needs, such as procurement of raw materials, manufacturing, and packaging of goods intended for export. By leveraging NIRAI Corporate Solutions’ expertise in loan aggregation, businesses can access competitive interest rates and flexible repayment terms that align with their cash flow cycles. With a focus on supporting export-oriented enterprises, NIRAI Corporate Solutions ensures timely disbursements and streamlined processing to help clients meet production deadlines and fulfill orders efficiently, driving growth and enhancing global competitiveness.
Key Features of Packing Credit Facility
Pre-shipment Finance
Short-term Loan
Competitive Interest Rates
Flexible Repayment
Wide Applicability
Multi-currency Option
FAQ
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What types of business loans are offered by NIRAI?
NIRAI provides access to a variety of business loans through our partner banks, including working capital loans, term loans, equipment financing, invoice financing, and business expansion loans. Whatever your business needs, we help you find the right financial solution.
How do I know if I am eligible for a business loan?
Eligibility criteria vary by bank and loan type. Generally, factors like business turnover, credit score, operating history, and documentation play a role. Our team will guide you through the process to determine the best options for your business.
How long does it take to get a business loan approved?
The approval process typically takes 7–15 working days, depending on the bank and the completeness of your documentation. NIRAI ensures faster processing by helping you prepare and submit all necessary documents accurately.
What documents are required to apply for a business loan?
Commonly required documents include:
- Business registration proof
- PAN card (for business and owner)
- Bank statements (last 6–12 months)
- Income tax returns
- Financial statements (profit & loss, balance sheet)
We will provide you with a checklist tailored to your loan application.
Why should I choose NIRAI for my business loan?
NIRAI simplifies the loan process by connecting you with multiple banks, offering competitive interest rates, and guiding you at every step—from eligibility assessment to approval. With our expertise and partnerships, you can secure the best loan for your business needs quickly and hassle-free.
